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April 5, 2017

Where Does the Money Come From for Mortgage Loans?

In the “olden” days, when someone wanted a home loan they walked downtown to the neighborhood bank or savings & loan. If the bank had extra […]
April 5, 2017

Items You Need for When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so […]
April 5, 2017

FICO Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision […]
April 5, 2017

What’s a FICO?

What is a FICO Score? FICO stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by […]