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An alternative to a non-conforming loan is the use of a land contract, which is allowed in some states. A land contract is an agreement between […]

There really is no such thing as a “no-cost” mortgage loan. There are always costs, such as appraisal fees, escrow fees, title insurance fees, document fees, […]

What kind of lender is “best?” If you ask a loan officer, “What kind of lender is best?” it is going to be whatever kind of […]

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans which they sell directly to Fannie Mae, Freddie […]